Phillip Williams

• 🍁 October reminds us that seasons change, and life does too—life insurance can help your loved ones stay financially secure through whatever comes next.

Our Clock Tower office offers personalized service to match your unique needs and financial goals. Whether reviewing your current policy or getting coverage for the first time, our experienced agents will guide you through every step and answer your questions. We offer a variety of policies—some you may not know about—to ensure your loved ones are protected. Allow us to help you make an informed decision. Contact us today to secure your family's future!

Good Grades = Discounts: Remember to brag about your teen’s good grades to the insurance company! Who knew that all those late-night study sessions would pay off in discounts? Just tell them they can keep their “A”s but you’ll take the cash!

Insurance prices going up? Call us for a free review on all your insurance and assistance on navigating through the increases by maximizing discounts.

Hi!! Welcome to Williams Ins and Fin Svcs Inc State Farm Insurance Agency in historic Warwick, NY in the great Hudson Valley in Orange County, NY!! We serve the entire states of New York (NY) and New Jersey (NJ). Locally, we serve the towns of Warwick, Greenwood Lake, Florida, Pine Island, Chester, Bellvale, Sugar Loaf, New Milford, Amity, Vernon, Highland Lakes, West Milford and so many more.

We offer auto insurance, motorcycle insurance, ATV insurance, boat insurance, life insurance, business insurance, homeowners/renters/condo insurance, health insurance, pet medical insurance, and a whole lot more!

Our team has over 75 years of combined State Farm experience and provides the personable service you deserve. We have 4 licensed agents to assist with all your insurance needs. We have been at our current location in the historic Clock Tower building on Main Street in Warwick since 2014.

We offer Notary Public services. Please call for an appointment.

We are a member of the Warwick Valley Chamber of Commerce and Christine is a board member/past President of the Warwick Lions Club. We also support the local fire and police departments and the numerous small businesses in our community.

Please contact us for a FREE quote on auto, home, motorcycle, boat, life, business, and health insurance whether you're in New York or New Jersey. We look forward to being your Good Neighbor State Farm Agency!

Frequently Asked Questions (FAQs):

Q: How quickly can car insurance coverage start?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Our agents are here to help your Warwick household feel covered.

Q: How does life insurance work at a basic level?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. Your local State Farm agent in Warwick, NY, is here to help.

Q: Do you have to have home insurance?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. We are proud to serve the Warwick community.

Q: How would you explain renters insurance?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. Serving Warwick and the surrounding area, our agents can help answer your questions.